Earthquake Insurance

Let’s make sure you’re prepared when disaster strikes!

Here’s something you can control.

You don’t need to have experienced a major earthquake to know how devastating one could be to you and your loved ones.

Most standard homeowners, condominium, and renter’s insurance policies do not cover earthquake damage. Similar to flood insurance, earthquake insurance usually must be purchased separately.

Many people assume their residential insurance policy fully protects them, but if you look at a typical policy, you will see it does not cover earthquake loss. In addition, government disaster-relief programs are extremely limited—they are designed to help you get partly back on your feet, but not to replace your home and everything you lose. So, if an earthquake strikes tomorrow, will you have the financial resources to pay for earthquake damage to your home and its contents?

Having earthquake insurance can put your mind at ease before — and after — a seismic event shakes your world.

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to protecting your prized possessions.